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Urgent! Credit Strategy Analyst Job Opening In Bogotá – Now Hiring Sumz

Credit Strategy Analyst



Job description

Credit Strategy Analyst

Descripción

Buscamos un analista de estrategia de crédito altamente analítico(a) y proactivo(a) para ser una pieza clave en la toma de decisiones del negocio.

Trabajarás de la mano con los líderes de la compañía, convirtiendo la visión estratégica en análisis profundos y planes de acción concretos.

Serás responsable de monitorear rigurosamente el rendimiento y riesgo de nuestro portafolio de crédito, optimizar procesos y asegurar que nuestras iniciativas se ejecuten de manera impecable.

El candidato ideal vive en los datos, es un experto en la resolución de problemas y posee un profundo conocimiento del negocio de crédito.

Funciones

  • Optimizar la estrategia de crédito y riesgo: Analizar el desempeño de nuestro portafolio para proponer y ejecutar mejoras en las políticas de originación, los modelos de riesgo y los flujos de aprobación.

    El objetivo es encontrar el balance perfecto entre crecimiento acelerado y una cartera saludable.

  • Construir y gestionar el monitoreo del portafolio: Ser el dueño de los datos de riesgo y rendimiento.

    Diseñar dashboards y reportes clave (KPIs, calidad de cartera, rentabilidad por producto) para traducir la información en insights accionables que guíen las decisiones estratégicas del liderazgo.

  • Liderar el análisis para nuevas iniciativas: Trabajar como una parte clave en los equipos de producto y negocio, evaluando el riesgo y el impacto financiero de nuevos productos, mercados o alianzas.

    Ser el responsable de proveer los análisis que aseguren que cada paso que damos sea rentable y sostenible.

  • Desarrollar estrategias de mitigación y eficiencia: Identificar riesgos, diseñar las soluciones para los mismos y proponer e implementar la estrategias de mitigación, alertas tempranas y optimizaciones de procesos que no solo protejan al producto, sino que también impulsen la eficiencia operativa y la rentabilidad.

Conocimiento y experiencia

  • Experiencia profesional (3 a 5 años): Has trabajado en roles analíticos dentro de áreas como riesgos, finanzas, operaciones o producto en el sector financiero (FinTech, banca, etc.).

    Tu experiencia te permite entender cómo las decisiones analíticas impactan directamente en el P&L del negocio.

  • Dominio del ciclo de vida del crédito: Tienes experiencia práctica y demostrable gestionando o analizando productos de crédito.

    No solo conoces la teoría, sino que has estado involucrado(a) en los procesos de originación, análisis de riesgo y/o gestión de cartera.

  • Impacto medible en riesgos y monitoreo: Has construido, implementado o mejorado modelos de riesgo, sistemas de monitoreo financiero o tableros de control.

    Puedes demostrar cómo tu trabajo ayudó a tomar mejores decisiones de negocio o a optimizar el rendimiento del portafolio.

  • Habilidad para traducir datos en estrategia: Estás acostumbrado(a) a transformar datos complejos en análisis y reportes claros y accionables para equipos directivos.

    Sabes contar una historia con los números.

  • Visión de negocio (plus): Valoramos enormemente si vienes de un entorno de startup o de rápido crecimiento, donde has tenido que equilibrar el rigor analítico con la velocidad y la necesidad de negocio.

Competencias

  • Pensamiento estructurado y basado en datos.

  • Ownership y proactividad.

  • Rigor analítico.

  • Visión de negocio.

  • Pasión por el mundo Fintech y los datos.

  • Innovación en servicios financieros.

Qué ofrecemos:

  • La oportunidad de hacer parte de un startup con alcance a uno de los grupos empresariales más importantes del país.

  • Oportunidades de crecimiento y desarrollo dentro de la compañía.

  • Medicina prepagada.

  • Membresía a Laika.

  • Acceso a Fitpal.

  • La oportunidad de trabajar desde casa y/o en una zona exclusiva de Bogotá.

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    Unlock Your Credit Strategy Potential: Insight & Career Growth Guide


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